Legal Mumbo Jumbo
Purchase and Use Agreement
MoneyManagement4Kids.com is owned and operated by ABS Learning Systems, LLC, (“ABS”) a leading online provider of continuing education courses aimed at introducing children to basic money management skills.
Please read this Purchase and Use Agreement carefully. By visiting or purchasing learning modules through MoneyManagement4Kids.com (“this site”), you (the user of this site and/or purchaser of courses offered on this site) agree to be bound by the terms of this Agreement.
Privacy Policy
ABS respects the privacy and confidentiality of user of this site as well as purchasers of its courses and materials. To that end, all information which ABS collects will be held in strict confidence and will never be sold, transferred or given to any third parties for any reason.
Access to This Website
To purchase any learning module provided by ABS through this site, one (i.e. “you” or “the purchaser”) must provide the following: first and last name, street address, city, state, zip code, valid email address, and valid credit card information. This information is collected when you process a purchase and payment.
It is a condition of your use of this website that all the information you provide will be correct, current, and complete. You also agree to promptly update your information with any changes. If ABS believes the information you provide is not correct, current, or complete, ABS has the right to refuse you access to this website or any of its resources, and to terminate or suspend your access at any time.
Ordering and Paying for Program Modules
The lesson plans offered through this site are organized into four (4) separate sequential serial learning modules with separate learning materials provided, shipped and paid for individually. You agree to provide accurate and valid payment information (i.e. credit/ debit card information).
Returns and Refunds
We want you to be fully satisfied with your experience with the Money Management 4 Kids program. If you wish to return the product for any reason – if it arrives damaged or you are simply not satisfied with it – within (7) days of receipt of the product, follow the simple steps below and we’ll issue a refund or ship you a replacement.
- A written request for refund must be made in within 7 days of receipt of the learning Module.
- All learning materials originally received must be returned in new and unused condition, and contained in the original box. If any part of the learning Module is returned in used or unsalable condition, the refund will not be applied.
- ABS will not pay for shipping or related costs.
- All returns must be shipped by UPS, Fed-ex, or the USPS and contain a shipping and tracking number.
- A 10% restocking/ processing fee will be deducted from returned funds.
- Refunds will be issued by check, or credited back to the original credit/debit card used to purchase the lesson module.
- If the package containing the Module to be returned is lost by your delivery service, you will need to file a claim for the refund amount with that service company, as ABS will no longer be responsible for the refund.
- Send the written request and learning Module to: Money Management 4 Kids c/o Pims Printing 245 W17th Street New York, NY 10011.
- To better serve our customers, we would appreciate a reason why the materials are being returned.
- Upon receipt of the returned product, you will receive an email confirming when your refund will be processed.
Copyright and Reservation of Rights
Copyright 2005 – 2012, ABS Learning Systems, LLC. ALL RIGHTS RESERVED. All information and materials provided on and through MoneyManagement4Kids.com, including, but not limited to the Academic Text, Lesson Plans, “My Fun Book”, materials, activities, website design, text, graphics, other files, and the selection and arrangement thereof, are the copyright property of ABS Learning Systems, LLC.
Any other use of the materials in this website, including any commercial use, reproduction for purposes other than described above, modification, distribution, republication, display, or performance, without the prior written permission of ABS Learning Systems, LLC is strictly prohibited.
Except as described above, no part of the MoneyManagement4Kids program content may be reproduced, retransmitted, distributed, sold, published, broadcasted or circulated, including to individuals in the same company or organization, without the express written consent of ABS.
Warranty Disclaimer
THIS WEBSITE AND THE MATERIALS AND MODULES PROVIDED ON AND THROUGH THIS SITE ARE PROVIDED “AS IS” AND WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. ABS HEREBY DISCLAIMS ALL WARRANTIES AND CONDITIONS WITH REGARD TO THE WEBSITE CONTENTS AND COURSE MATERIALS, INCLUDING WITHOUT LIMITATION, ALL IMPLIED WARRANTIES MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE, TITLE AND NON-INFRINGEMENT. ABS DOES NOT REPRESENT OR WARRANT THAT THE FUNCTIONS CONTAINED IN THE WEBSITE WILL BE UNINTERRUPTED OR ERROR-FREE, THAT THE DEFECTS WILL BE CORRECTED, OR THAT THIS WEBSITE OR THE SERVER THAT MAKES THE WEBSITE AVAILABLE ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. ABS DOES NOT MAKE ANY WARRANTEES OR REPRESENTATIONS REGARDING THE USE OF THE MATERIALS PROVIDED THROUGH THIS WEBSITE IN TERMS OF THEIR CORRECTNESS, ACCURACY, ADEQUACY, USEFULNESS, TIMELINESS, RELIABILITY OR OTHERWISE.
Legal Disclaimer
ABS takes great efforts to ensure that its materials contain accurate and timely information. However, the materials are provided with the understanding that the authors and publishers are not engaged in the rendering of financial or professional advice. Thus, the information contained in the materials offered by ABS does not constitute financial or professional advice. No part of any of the material should be regarded as financial or professional advice or considered a replacement of a person’s responsibility to consult a CPA or attorney. If you need financial or legal advice, seek the services of a competent professional. By purchasing materials from ABS, you hereby agree to hold harmless and release ABS, and its members, agents and employees from any and all liability or loss or damage based on, or in any way related to, the course content.
Limitation of Liability
ABS SHALL NOT BE LIABLE FOR ANY INCIDENTAL, DIRECT, INDIRECT, PUNITIVE, ACTUAL, CONSEQUENTIAL, SPECIAL, EXEMPLARY, OR OTHER DAMAGES WHATSOEVER, INCLUDING LOSS OF REVENUE, PROFITS, OR INCOME, PAIN AND SUFFERING, EMOTIONAL DISTRESS, OR SIMILAR DAMAGES, THAT RESULT FROM THE USE OF, OR INABILITY TO USE, THIS WEBSITE OR THE CONTENT OF EDUCATION PROVIDED ON THIS WEBSITE, WHETHER BASED ON WARRANTY, CONTRACT, TORT OR ANY OTHER LEGAL THEORY, AND EVEN IF ABS HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
IN NO EVENT WILL THE TOTAL CUMULATIVE LIABILITY OF ABS EXCEED THE AMOUNT PAID TO ABS FOR THE APPLICABLE CONTENT OR SERVICE OUT OF WHICH LIABILITY AROSE.
YOU HEREBY ACKNOWLEDGE THAT YOU UNDERSTAND THAT BY ACCESSING MONEYMANAGEMENT4KIDS.COM AND AGREEING TO THESE TERMS OF USE, YOU MAY BE WAIVING RIGHTS WITH RESPECT TO CLAIMS THAT ARE AT THIS TIME UNKNOWN OR UNSUSPECTED, AND IN ACCORDANCE WITH SUCH WAIVER, YOU ACKNOWLEDGE THAT YOU HAVE READ AND UNDERSTOOD, AND HEREBY EXPRESSLY WAIVE, THE BENEFITS OF SECTION 1542 OF THE CIVIL CODE OF CALIFORNIA, AND ANY SIMILAR LAW OF ANY STATE OR TERRITORY, WHICH PROVIDES AS FOLLOWS: “A GENERAL RELEASE DOES NOT EXTEND TO CLAIMS WHICH THE CREDITOR DOES NOT KNOW OR SUSPECT TO EXIST IN HIS FAVOR AT THE TIME OF EXECUTING THE RELEASE, WHICH IF KNOWN BY HIM MUST HAVE MATERIALLY AFFECTED HIS SETTLEMENT WITH THE DEBTOR.
Indemnification
You will indemnify and hold ABS, including its members, employees, agents, and service providers (collectively, “Indemnified Parties”), harmless from any breach of this User Agreement or any activity related to your account (including negligent or wrongful conduct) by you or any other person accessing the website using your Internet account. You agree that the Indemnified Parties will have no liability in connection with any such breach or unauthorized use, and you agree to indemnify any and all resulting loss, damages, judgments, awards, costs, expenses, and attorneys’ fees of the Indemnified Parties in connection therewith. You will also indemnify and hold the Indemnified Parties harmless from and against any claims brought by third parties arising out of your use of the information accessed from this site.
Modification of Terms
ABS may revise or modify these terms from time to time, at its sole discretion, by updating this Agreement. The revised or modified terms will take effect when they are posted. Your continued use of this site constitutes your acceptance to the revised or modified terms. Please review the terms on this website frequently to look for changes.
Governing Law and Other Terms
Your use of MoneyManagement4Kids.com shall be governed in all respects by the laws of the State of New York. You specifically consent to personal jurisdiction in New York in connection with any dispute between you and ABS arising out of this Agreement, pertaining to the subject matter hereof, or your use of this site. You agree that the exclusive jurisdiction over and venue in any legal proceeding directly or indirectly arising out of or relating to this website (including but not limited to the purchase of lesson modules and materials) shall be in the State of New York and the federal courts of the southern district of New York. Any cause of action or claim you may have with respect to the site (including but not limited to the purchase of lessons and/or lesson materials) must be commenced within one six (6) months after the claim or cause of action arises.
ABS’s failure to insist upon or enforce strict performance of any provision of this Agreement shall not be construed as a waiver of any provision or right. Additionally, neither the course of conduct between the parties nor trade practice shall act to modify any of portions of this Agreement.
If any part of this Agreement is unlawful, void or unenforceable, that part will be deemed severable and will not affect the validity and enforceability of any remaining provisions. This Agreement constitutes the entire agreement among the parties relating to this subject matter.